Center For Siouxland will be Closed Memorial Day

Mon, May 28th, 2018

MRHD Spring 2018 Grant

Tue, May 22nd, 2018

Center For Siouxland was one of 37 local non-profits and governmental entities MRHD awarded Spring grant money to. A total of more than $400,000 was presented May 16th at the Lewis and Clark Interpretive Center. Center For Siouxland's Board of Director Chair, Tom Limoges from Security National Bank, is pictured below accepting a check for the grant to install security cameras and a keyfob system for Center For Siouxland's front door. Its purpose is to monitor activity in the lobby and around the exterior/parking lot at Center For Siouxland; and the keyfob access system would provide us with the technology to quickly and easily restrict access to our building in the event of employee termination, lost keys, or a stolen purse to name a few.

 

Center For Siouxland is a private, non-profit 501(c)3 agency located in Sioux City, Iowa. Center For Siouxland (CFS) was organized on August 1, 1975, as a cooperative effort of the Iowa Department of Social Services, the United Way of Siouxland, the Area Agency on Aging, and the YMCA. We are in our 43rd year of “providing assistance, information, and direction to help people, empower lives, and build futures” for people in Sioux City and throughout Siouxland.  Center For Siouxland provides 6 vital programs all focused on helping people become and remain self-sufficient, financially stabe and stably housed. 


Money Money - Your Credit History

Mon, May 21st, 2018

Money Money - Your Credit History 

Center For Siouxland gets a lot of questions about credit reports and credit scores. Your credit score is a 3-digit number that affects many financial decisions you will make in your lifetime. It may determine your cost of borrowing through interest rates and fees, as well as whether you get approved or denied for a new credit card, car loan or mortgage. Employers and insurers are also checking your credit to establish how responsible you are in other aspects of your life, and to determine how much of a risk you may be.

 Checking your credit report regularly is an important step in maintaining healthy credit. In fact, the Consumer Financial Protection Bureau recommends that consumers check their credit report at least once per year to verify the accuracy of the information contained in the report. Consumers are eligible to receive one free credit report per year from each of the three major credit bureaus. The only authorized source under federal law that provides free credit reports is www.annualcreditreport.com or 1-877-322-8228. The free reports do not include a score but will provide you with all the information that is used to compile your credit score.

 Center For Siouxland’s Consumer Credit Counselors can pull your credit report along with your credit score and review it with you. With a better understanding of your credit history and score, we can help you develop a strong plan for your next steps to be credit ready and give you suggestions on improving your credit score, so you can achieve your financial goals. Call our office at 712-252-1861 ext. 47 to set up an appointment to review your credit report/score today.

  

Thank You VITA Volunteers!

Tue, May 15th, 2018

As we celebrate the end of another tax season, we congratulate our VITA Program Coordinator, Lori Scott and VITA volunteers for another amazing year!  A big thank you to our outstanding IRS VITA certified tax preparers and greeters who assisted in the FREE preparation and e-filing of income tax returns.  We couldn't have done it without you.

To become a Certified Volunteer Income Tax Preparer, or for other VITA job opportunities, contact Lori Scott by email lori.scott@centerforsiouxland.org or by telephone at 712-252-1861 ext. 29..

Money Monday - Using Public Wi-Fi

Mon, May 14th, 2018

Money Monday - Using Public Wi-Fi

Public Wi-Fi connections are convenient but not always secure. Using them for sensitive transactions can let thieves misuse your accounts. Many mobile apps don’t encrypt information, so you might be at even greater risk by using them on unsecured Wi-Fi networks. 

Tips

  • The key to security is encryption – software that scrambles information you send online. On a secure wireless network, all the information you send on that network is protected. Secure networks usually require you to enter a password. Most public Wi-Fi hotspots aren’t secure. If you visit encrypted sites, only the information you send and receive from that site is protected.

  • If you need to enter financial or sensitive information, use only secure networks and websites that encrypt your financial information.

  • If you need to conduct a financial transaction using an app, use a secure wireless network, or your phone’s cellular network (often referred to as 3G or 4G).

  • If you must use an unsecured network, skip the app and check whether the company’s mobile website shows that it’s secure. Look for ‘https’ in the web address. Encrypt your personal information before sending.

Center For Siouxland shares weekly Money Monday tips to help protect you and promote personal financial stability. Our Consumer Credit Counselors are here to help.  Services provided by Center For Siouxland’s Consumer Credit Counseling include Credit Counseling, Education/Community Outreach, Budget Assessment, Credit Report Reviews, Debt Repayment Solutions, Pre-Purchase Housing Counseling/Education and Mortgage Delinquency/Default Counseling.  Contact our office with any questions you have about our services at 712-252-1861 ext. 47.  You can also find us on Facebook.

 

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