If you have missed a mortgage payment or are finding it difficult to meet your entire monthly expenses, Center For Siouxland’s Certified Credit/Housing Counselors may be able to help you with your situation.
Our Certified Credit/Housing Counselors are trained, respectful, and non-judgmental, and all of our counseling is FREE, effective, and confidential. As a HUD-certified Housing Counseling Agency for nearly 40 years, we hold ourselves and our program to the highest standards. In the area of foreclosure prevention, Center For Siouxland partners with the Iowa Mortgage Help network, which includes Iowa Legal Aid, Iowa Attorney General and Iowa Finance Authority, working on behalf of thousands of people just like you, who are perhaps potentially facing foreclosure.
You should call for mortgage help if:
- you foresee that you won’t be able to make future payments
- you are behind in payments and are facing default, which can lead to foreclosure
- you are now in foreclosure
Our Certified Credit/Housing Counselors are able to help you work through the mortgage maze and assist in finding a solution for you.
Our services are designed to meet the individual needs of the homeowner but could include:
- Assistance in preparing a file for mediation with mortgage lenders, including direction on proper documentation, budget preparation and referrals for public services or credit/debt management.
- Possible assistance from Iowa Legal Aid to help with the legal side of foreclosure.
- Problem solving and exploring options for those who are unable or do not wish to retain their home.
Center For Siouxland’s Consumer Credit/Housing Counselors are here to help. For more information, contact Center For Siouxland’s Consumer Credit/Housing Counselors at 712-252-1861 x 47. You can also follow us on Facebook.