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There are plenty of creative ways to celebrate Valentine’s Day that don’t cost a lot, or sometimes nothing at all. Here are some budget-friendly ideas

Cook a meal at home

Dining out at a fancy restaurant is a nice treat occasionally but cooking a meal and watching a movie at home can be equally romantic. It can also cost a lot less. You could whip up the meal as a surprise gift for your significant other, or you could decide to cook the meal together to enjoy quality time with one another.

If you’re worried about it feeling like just another night in, try dressing the table up with candles or fancy place settings. Put your phones away for the evening so that you can give each other your undivided attention. You could also make a special dessert to go with your meal.

Go giftless

If you and your partner are trying to save money, you could agree to skip the gifts this year. Just make sure you’re both actually on board with that plan so that one person doesn’t feel bad if the other decides to surprise them with a gift anyway.

You could also opt for free gifts if you don’t want to skip them entirely. These could be handwritten letters, homemade items, or doing something nice for the other person. If it’s your sweetie’s turn to do the dishes or clean the house, take care of it yourself without asking. It won’t cost you anything but a little of your time, and your partner will appreciate you taking one more thing off their to-do list.

Seek out free local events

Check out what’s going on in your community to see if there is a free or cheap event going on that would be fun to do as a couple. This might be a concert or an evening hike or a game night. If you’d like, you could also get together with a few friends and plan a group event of your own.

Check your local newspaper or your town’s community calendar for ideas. You might also want to find events going on in surrounding communities. Social media might have some suggestions for fun events going on near you, too.

Use coupons

If you do decide to spend money on dinner, activities, or a gift, use coupons to help you save a little while you’re spending. Scan your local newspaper and the internet for relevant coupons and cut them out or save them to your phone. Even if it saves you only a few dollars, that’s better than nothing.

Redeem your credit card rewards

Now is the perfect time to call on those cash back credit card rewards you’ve been saving up for months. You could redeem them for a gift card to your favorite restaurant to cover dinner or a gift card to your significant other’s favorite store as their present. If you can’t find any gift cards you like, you can always redeem your rewards points for a prepaid debit card that you can use to cover any expense you want so you don’t have to dip into your bank account.

In the end, it’s the thought that counts. You don’t need to spend a lot of money on your Valentine’s Day in order to enjoy it, and you might find that by spending a little less and having more quality time with your significant other, you actually enjoy it more.

WE CAN HELP! If you need financial help call our Consumer Credit Counselors for assistance with your debts or budgeting at 712-252-1861 ext. 47.