Does this sound like your situation?
- Living paycheck to paycheck
- Little or no cash for food, gas, or spending money
- Credit cards maxed out
- Behind on rent or mortgage payments
- Disconnect notices
- Overdrawing your checking account
Does this sound like your situation?
Our certified consumer credit counselors provide confidential services for free and will help you implement a successful debt reduction plan that can:
One-on-one counseling to help you regain control of your finances, your debt and live a more financially responsible life.
We assist the client with a comprehensive budget review and devise an appropriate course of action to meet their short and long-term financial goals.
We can obtain your credit report and help you understand what it means. We can help you repair and maintain your credit report, use credit wisely, and develop a savings plan.
A structured debt repayment plan. We work closely with creditors to reduce your interest rates and find a monthly payment that fits your budget. Benefits can include lower monthly payments, reduced interest rates, and waived fees. Fees may apply.
Your first credit counseling appointment is an in-depth look at your financial situation. You and your counselor will develop a plan of action to resolve your financial issues.
Interested in a workshop? Our team presents hands-on training at our agency, in schools, and at area businesses. Call us to see what topics we can cover and customize to your workshop experience.