Center For Siouxland has been approved by the US Department of Housing & Urban Development (HUD) to provide pre-purchase, post-purchase, and default/foreclosure mortgage counseling. To best serve our clients, we have adopted the National Industry Standards for Homeownership Counseling and Education (NISHCE).
Housing Services
Our certified housing counselors are well-trained to maintain current knowledge in areas such as loans, mortgages, terms, mortgage default, as well as local, state, and federal housing laws and regulations. We provide housing counseling services to clients regardless of race, color, religion, national origin, sex, familial status and disability. We use our expertise to help Siouxland residents make informed decisions in order to reach their housing goals. Call (712) 252-1861 ext. 114 for a FREE appointment.
Foreclosure & Mortgage Delinquency
If you have missed a mortgage payment, or are finding it difficult to meet your entire monthly expenses, our certified housing and credit counselors may be able to help you with your situation.
You may be eligible for one of these programs:
Iowa Homeowner Assistance Fund
The Iowa Homeowner Assistance Fund program provides eligible homeowners assistance with mortgage payments and related property expenses.
Eligible Past Due Expenses: 
- Mortgage Payments
- Property Taxes
- Homeowner’s Insurance
- Homeowner Association Fees
- Manufactured Home/Lot Rent Payments
- Land Contract Payments*
*Applicants who do not own property but are buying under a legally recorded contract.
Learn more about eligibility and application requirements here.
Iowa Mortgage Help Network 
Our agency partners with the Iowa Mortgage Help network, working on behalf of thousands of people just like you, who are perhaps potentially facing foreclosure. We applaud your willingness to seek help in finding the best possible solution to your current financial situation. Our services are free and confidential.
Homebuyer Education
Learn what you need to know about the home-buying process and your responsibilities as a homeowner before you make the biggest investment of your life. Plus, take our Homebuyer Workshop for a more in-depth lesson on how to purchase and protect your investment. Call (712) 252-1861 ext. 114 to register for the Homebuyer Workshop today.
Homebuyer Workshop Courses are scheduled once a month January through November. Classes are taught by a certified housing counselor and are FREE thanks to donations from Availa Bank and U.S. Bank.
2024 Homebuyer Workshop Dates:
- June 20th
- July 18th
- August 15th
- September 20th
- October 18th
- November 15th
- December: No Class
All workshops are from 9 a.m. – 4 p.m.
MyPad Down Payment Assistance Program
The City of Sioux City Neighborhood Services Division offers the MyPad Down Payment Assistance Program. The purpose of the program is to assist low-income households ready to enter homeownership by providing part or all of their down payment and closing costs. Qualified households can receive between $1,000-$14,999, depending upon their circumstances.
Additional information can be obtained by visiting www.siouxcitymypad.com or calling 712-279-6255.
Workshops
Interested in a workshop? Our team presents hands-on training at our agency, in schools, and at area businesses. Call us to see what topics we can cover and customize to your workshop experience.
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